Protecting your loved ones and yourself is a basic part of being human. And so is making sure our families have resources to meet their needs in the event we are no longer able to provide for them. That’s why safeguarding your income in the event of sickness, premature death or disability is a straightforward way of ensuring you or your family can maintain your lifestyle even in the face of adversity.

At Quantum Life Ireland we advise on a variety of policies, offered by multiple insurance and life assurance companies, to protect you and your loved ones from the loss of income caused by disaster. With over 30 years of experience, Mel Shanley, our principal, leads a team of financial advisors dedicated to working with you to find the policy that better meets your needs and offers you the best value for your money.

We advise on:

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• Term Life Assurance

  • Life cover for a fixed term of time with a fixed charge.

• Convertible Term Life Assurance

  • A term life assurance policy that offers you the option of converting it into a new term life assurance policy or a whole of life cover policy, without evidence of medical health.

• Pension Term Life Assurance

  • A term life assurance available to eligible individuals who can get income tax relief on their premiums.

• Mortgage Protection

  • A term life assurance policy that reduces in line with your mortgage balance. It’s meant to pay for your outstanding mortgage balance in the event of your death.

• Critical & Serious Illness Cover

  • Provides a lump sum payment when you are diagnosed with an illness listed and described in the policy.

• Income Protection Benefit

  • Provides monthly payments to help replace your lost income in case of being unable to work for long periods of time due to an accident, illness or disability and get tax relief on premiums.

• Whole of Life Cover

  • Provides life cover until the time of death, provided the premium continues to be paid until then or until at least age 85(T’s & C’s apply).